{"id":5,"date":"2020-12-07T00:45:26","date_gmt":"2020-12-07T00:45:26","guid":{"rendered":"https:\/\/canoe.moxiworks.com\/raeanne-muir\/get-advice-buying"},"modified":"2026-08-02T20:08:41","modified_gmt":"2026-08-02T20:08:41","slug":"get-advice-buying-2","status":"publish","type":"page","link":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/get-advice-buying-2","title":{"rendered":"BUYING"},"content":{"rendered":"\n<h2>\n\t\tComprehensive Support Tailored to Your Needs\n\t<\/h2>\n\t<p>Navigating the real estate market can be overwhelming, but with Raeanne Muir by your side, you can expect personalized assistance every step of the way. From exploring neighborhoods to assessing investment potential, we&#8217;ll ensure you have all the information you need to make informed decisions. Our advanced property search tools empower you to find the perfect home that aligns with your lifestyle and preferences.<\/p>\n\t\t\t<a href=\"\/about-me\" target=\"_self\">\n\t\t\t\t\t\t\tContact Me\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/raeanne-muir.c21.ca\/files\/2024\/05\/IMG_1656.jpg\" alt=\"Award winning realtor Raeanne Muir\" itemprop=\"image\" height=\"1370\" width=\"1290\" title=\"IMG_1656\" onerror=\"this.style.display='none'\"  \/>\n<h2>\n\t\tHOME BUYER&#8217;S GLOSSARY\n\t<\/h2>\n<h4>\n\t\tAMORTIZATION PERIOD\n\t<\/h4>\n\t<p>The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.<\/p>\n<h4>\n\t\tAPPRASIAL\n\t<\/h4>\n\t<p>The process of determining the market value of a property.<\/p>\n<h4>\n\t\tCLOSED MortgageS\n\t<\/h4>\n\t<p>A mortgage that can not be prepaid or negotiated for a set period of time without penalties.<\/p>\n<h4>\n\t\tClosing date \n\t<\/h4>\n\t<p>The date on which the new owner takes possession of the property and the sale becomes final.<\/p>\n<h4>\n\t\tCollateral\n\t<\/h4>\n\t<p>An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.<\/p>\n<h4>\n\t\tDeposit\n\t<\/h4>\n\t<p>A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.<\/p>\n<h4>\n\t\tEquity\n\t<\/h4>\n\t<p>The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.<\/p>\n<h4>\n\t\tMORTGAGE\n\t<\/h4>\n\t<p>A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.<\/p>\n\n<h4>\n\t\tTerm\n\t<\/h4>\n\t<p>The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.<\/p>\n\n<h2>\n\t\tStay Informed with Neighborhood Insights\n\t<\/h2>\n\t<p>Gain valuable insights into the neighborhoods you&#8217;re considering with our exclusive Neighborhood News feature. Simply fill out the form, and we&#8217;ll provide you with in-depth information to help you make the right choice for your future home.<\/p>\n\t\t\t<a href=\"\/neighborhood-news\" target=\"_self\">\n\t\t\t\t\t\t\tYes, Let&#8217;s Start\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/templates.c21canada.moxiworks.net\/files\/2021\/01\/neighborhood-news-iphone-mockup-cropped-1024x942-1.png\" alt=\"neighborhood-news-iphone-mockup-cropped-1024x942\" itemprop=\"image\" height=\"942\" width=\"1024\" title=\"neighborhood-news-iphone-mockup-cropped-1024x942\" onerror=\"this.style.display='none'\"  \/>\n<h2>\n\t\tLET&#8217;S START TODAY!\n\t<\/h2>\n\t<h2 data-section-id=\"nemngr\" data-start=\"0\" data-end=\"44\"><strong data-start=\"3\" data-end=\"44\">Let&#8217;s Make Your Next Move a Smart One<\/strong><\/h2>\nBuying a home is about more than finding something you like. It means understanding the market, the numbers, the risks and how the property fits your life.\nI provide clear advice, thoughtful guidance and strong negotiation from the first conversation through closing, so you can move forward with confidence and avoid costly mistakes.\n<strong data-start=\"383\" data-end=\"475\" data-is-last-node=\"\">Ready to start your search? Let&#8217;s talk about what you need and what makes sense for you.<\/strong>\n\n","protected":false},"excerpt":{"rendered":"<p>Comprehensive Support Tailored to Your Needs Navigating the real estate market can be overwhelming, but with Raeanne Muir by your side, you can expect personalized assistance every step of the way. From exploring neighborhoods to assessing investment potential, we&#8217;ll ensure you have all the information you need to make informed decisions. Our advanced property search [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":978,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/pages\/5","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/comments?post=5"}],"version-history":[{"count":6,"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/pages\/5\/revisions"}],"predecessor-version":[{"id":405,"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/pages\/5\/revisions\/405"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/"}],"wp:attachment":[{"href":"https:\/\/raeanne-muir.c21.ca\/fr-ca\/wp-json\/wp\/v2\/media?parent=5"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}